State Farm Insurance Company has their Drive Safe & Save app that is designed for older cars that do not record driver’s habits. When inquiring about a recent rate increase, my agent suggested drive safe & save beacon and iPhone app to receive a monthly discount. First, let me start out by saying. I’ve been driving for over 50 years without an accident. My last traffic citation was in 1983 with a Kawasaki GPZ-1100 Motorcycle that was sold a year later, and I haven’t had a ticket since! 😎
Update 09/01/22: Yesterday I made a routine trip to our local Walmart and back. DriveSafe did not log either trip, BUT my driving score went down from 99% to 98%. Not sure what happened but obviously the driving score drop indicates an event was logged. I’m thinking where the becon is located makes a difference with braking events. Mine is mounted in the center console storage area.
Update 08/22/22: I’ve been fortunate to maintain a 100% score for better than a week. Today I had a doctor’s appointment in an unfamiliar to my area. I use a Bluetooth earpiece so my iPhone’s GPS tells me where to turn etc. After arriving at my destination looked at my State Farm app which said my driving score went down to 99%. Sure enough, they bagged me for a phone distraction. The phone was sitting in my center console cup holder. If they want to play this game I could turn off my app’s location! 😎
Also on my last update I bragged about the Gasbuddy app and pay with GB debit card and the big savings that it offered. The 1st time I used the pay with Gasbuddy card I saved 17 cents per gallon. Today my gas was getting low so I fired the GB app up and discovered only a save 1 cent on several nearby stations. Driving to the GB station to save a penny was not worth the extra driving distance.
Update 08/17/22: I’m beginning to understand why breaking events are so easily established. It appears to me how quickly I tap my brake pedal. It’s best to decelerate slowly if it’s safe when stopping for a red light. So slightly apply the brake initially and use more pressure to come to a final stop. Of course, this will not work if a traffic signal goes from yellow to red suddenly, especially if there’s a traffic cop looking to earn his quota ahead. I did get bagged for a phone distraction today using my phone’s GPS to find a doctor’s office in a new to me area. Guess it must be taboo to look at the screen while driving!
Update 08/02/22: I’ve been doing good keeping my driving score close to 100%. Got bagged a couple of weeks ago for speeding. Drive safe and save said I was going 42 in a 30 mph zone. Except the posted speed limit was 40, not 30. There is a number on the trip map where the event occurred to report wrong speed limits. That’s a nice feature! Yesterday I was driving 25mph in a 30mph zone. All of a sudden a squirrel shot across the road ahead. Normally my first instinct would be to jam on the brakes. Knowing State Farm was tracking my driving and hitting the brakes would have bagged my score I took my foot off the accelerator pedal. I didn’t see the squirrel in my rearview mirror so I reckon the little fella made it safely wherever it was going. I highly recommend State Farm auto insurance. If you have the Geko or Flo and have a clean driving record, give your local State Farm agent a call for a quote. With high gas prices, I use the GasBuddy app and debit card to pay and save up to 25 cents per gallon!
Update 06/10/22: It’s becoming clear that keeping a 100% score is impossible no matter how safely I drive. I’m getting bagged for nonsense hard breaking events, even in areas that I never stopped. I think the app is programmed to bag a driver every so often when they have a 100% safe driving score. After pulling into a friend’s driveway and getting nailed with another hard braking event!
Update 02/18/22: This beacon must have a form of a pendulum or similar that measures braking, turning, or motion. Within the past two weeks, they must have updated the app to increase motion sensitivity. I’m getting bagged lent and right for breaking events. Red light stopping in what I would consider normal braking is creating breaking events in the state farm drive safe iPhone app. One really ridiculous braking event was when I stopped for a turtle crossing the road. I’m in a residential area on a two-lane street where the speed limit was 30mph. I’m driving less than 25mph coming up a slight hill. Rounding the top of the hill I could see a turtle crossing the road and took my foot off the gas pedal slowing down. At about 10mph I decided to stop until the turtle was off the road. When I got home and looked at the app trips I see a braking event where I stopped for the turtle. Ridiculous! 😡